100% Private – Offline
Your financial information stays on your device. Period.
No internet connection required.
No bank link required.
What is Per Diem?
An end to financial stress.
Per Diem creates a plan
for each paycheck to:
- Cover your expenses
- Enjoy consistent spending money
- Stop living paycheck-to-paycheck
How Per Diem Works
1. Enter once
Add your recurring income and bills a single time — no spreadsheets, no bank links.
2. Stay grounded with Sync
Use the guided Sync wizard to tell Per Diem your current balance and confirm which transactions already happened — no bank connection required.
3. Forecast a year ahead
Per Diem runs the math offline, showing the lowest daily balance for the next 12 months and the exact transfer needed each payday.
4. Move one amount on payday
Follow the app’s suggested allocation. Every bill is covered, and your daily spending money stays steady.
5. Live your life
With expenses handled automatically, you’re free to focus on what matters most. Adjust goals any time; the plan updates instantly.
Why Per Diem?
Per Diem isn't like other "budgeting" apps out there.
Per Diem doesn't tell you how much you spent on coffee last month. It doesn't guilt you into cutting your spending, or convince you to open a 401k.
It's a tool to find and maintain consistent spending money.
Invest it, spend it, do what you want. We're not your mom. 💖
Early Access — Don't miss out!
Be among the first to experience Per Diem.
Free Early Access Schedule:
iPhone: Live Now
Android: ...to be announced.
Subscribe for updates.
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